The book explains how, with the help of technology, banks are providing innovative services by managing wide network of branches and delivery channels. The book describes IT applications driving key banking activities like Core Banking Solution (CBS), Cheque Payment System, Card Payment System, ATM Networks, Card Payment Devices (ATM, PoS Terminal, Micro-ATM), Electronic Funds Transfer System (RTGS, NEFT, ECS, NACH, IMPS, Aadhaar Based Payment Systems, Internet Banking, Online Payment of Bills, Taxes and E-Commerce, Mobile Banking, Mobile Wallet, Treasury, Asset Liability Management, Anti-Money Laundering, Wealth Management, Cash Management Service, Customer Relationship Management, Loan Origination System, Online Settlement of Trading in Shares/ Securities, Financial Communication Networks (INFINET, SFMS, SWIFT). It also also contains overview of key technology initiatives of RBI and future trends in banking technology.