“Collectively, THEY BUILD HOUSES WITH SHITTY MATERIALS, FAULTY STRUCTURES, TEMPORARY ARRANGEMENTS AND DEFAULT CLOSINGS, WHERE THEY THEN USE FALSE MARKETING AND ADVERTISEMENT TO SELL IT; ALL WHILE ENTERTAINING DECEPTIVE TRADE PRACTICES. STILL, I AM PERPLEXED. I AM PERPLEXED, BECAUSE THIS IS ABOUT AS BAD AS A BALLON LOAN, WITH A PRE PAYMENT PENALTY CLAUSE. WHO DOES THAT?”