Manoj Arora's Blog

The more we understand a subject, the simpler our approach gets. And as I breeze through a lot of content on personal finance, most of which is about investing and earning money, I was often tempted to the fact that so less has been talked about saving money. I now know why. Because I had to write a book on it.BackgroundEvery great journey begins with a single step. For financial freedom, that

Success is not doing thousands of things really well. Success is doing a very few things really well - thousands of times.It is your habits and consistency that will yield compounding results in your life. Read on...In 'The Compound Effect', Darren Hardy reveals the core principles that drive success and presents a distillation of the fundamental principles that have guided the most

 Charlie Munger was the long-serving vice-chairman of Berkshire Hathaway.This book brings together his investing thoughts beyond his famous statement "I have nothing to add."Read on...Munger propounds the 'Multiple Mental Models' approach to decision making. This collection of 'Big Ideas from Big Disciplines' contains an iconoclastic checklist for decision-making.The book is written in an

When you buy a health insurance policy, you might assume that you are covered from day one. But that’s not always true. Insurance companies apply a waiting period, and it is important that you understand the types of waiting periods.BackgroundWhen you buy a health insurance policy, you might assume that you are covered from day one. But that’s not always true.Insurance companies apply a

 Building wealth and being happy are skills we can learn.So, what are these skills, and how do we learn them? What are the principles that should guide our efforts?Read on...Naval Ravikant is an entrepreneur, philosopher, and investor who has captivated the world with his principles for building wealth and creating long-term happiness. The Almanack of Naval Ravikant is a collection

Debt can weigh down even the bestof financial plans. Whether it is a personal loan, credit card balance, orconsumer durable EMIs — debt quietly eats into your monthly income and futuresavings. Getting out of debt faster is not about earning a fortune — it isabout using the right techniques and mindset.In this post, I will share fivesmart strategies — tailored for Indian readers —

 Do you want a refreshing perspective on self-empowerment and happiness?Do you want to break free from societal expectations and embrace their true selves?Read on..."The Courage to Be Disliked" has become a bestseller, with millions of copies sold worldwide. It has resonated with readers seeking practical guidance on achieving happiness and self-fulfillment. The book's accessible style

 Do you want a refreshing perspective on self-empowerment and happiness?Do you want to break free from societal expectations and embrace their true selves?Read on..."The Courage to Be Disliked" has become a bestseller, with millions of copies sold worldwide. It has resonated with readers seeking practical guidance on achieving happiness and self-fulfillment. The book's accessible style

 Do you want a refreshing perspective on self-empowerment and happiness?Do you want to break free from societal expectations and embrace their true selves?Read on..."The Courage to Be Disliked" has become a bestseller, with millions of copies sold worldwide. It has resonated with readers seeking practical guidance on achieving happiness and self-fulfillment. The book's accessible style

Underwriting in life insurance is one of the most critical parameters based on which the risk and premium of a policy is decided. Understand what it is, and how it works.IntroductionWhen we think of buying life insurance, we often compare premiums, sum assured, or policy benefits. But behind the scenes, there's a crucial process that decides if you’re eligible, how much you’ll pay, and what