Last week we looked at one citizen who did a public service for 95 million Americans.

We explored how this kind of modeling is the first step in creating a culture within which you can build great employees who become principled future owners. These are the kind of people who grow into owning your firm.

Noreen Harrington shared with the Colorado Financial Planning Association (COFPA) how she did this. Harrington, a Trustee of Adelphia University in New York, is a former managing director at Gold...