You've crunched the numbers and taken a long hard look at your budget and lifestyle, and owning a primary residence just isn't for you. And this is perfectly okay! Childfree and permanently childless people can forge their own paths and avoid that pesky life script, and for some, it likely means that homeownership isn't the right choice. If you opt to stay a renter, you'll need to plan for rent increases over time, but this can be done.