

“If you go out into the real world, you cannot miss seeing that the poor are poor not because they are untrained or illiterate but because they cannot retain the returns of their labor. They have no control over capital, and it is the ability to control capital that gives people the power to rise out of poverty.”
― Banker to the Poor: Micro-Lending and the Battle Against World Poverty
― Banker to the Poor: Micro-Lending and the Battle Against World Poverty

“When we want to help the poor, we usually offer them charity. Most often we use charity to avoid recognizing the problem and finding the solution for it. Charity becomes a way to shrug off our responsibility. But charity is no solution to poverty. Charity only perpetuates poverty by taking the initiative away from the poor. Charity allows us to go ahead with our own lives without worrying about the lives of the poor. Charity appeases our consciences.”
― Banker to the Poor: Micro-Lending and the Battle Against World Poverty
― Banker to the Poor: Micro-Lending and the Battle Against World Poverty
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