This time last year none of us could have foreseen what the year ahead would bring. In January our lives were turned upside down as headlines around the world flashed news of the coronavirus- Covid-19.

In March we went into lockdown and witnessed panic buying. Priorities changed rapidly with toilet paper becoming the most sought after product. Maybe one day we will look back and laugh about that.

Jobs, businesses and lives have been lost. It has been painful, it has been challe...